Retirement saving solutions for your staff

The Allan Gray Umbrella Retirement Fund allows multiple employers to use a single structure to help their employees save for retirement. The Fund provides the structure and tax benefits, while the investment return comes from the underlying investment portfolios.

Consider this if you:

• Require a limited range of investment portfolios at competitive prices
• Would like to set up a retirement scheme that your employees can join as a condition of employment
• Would like your employees to have the option of accessing their investment when they change jobs

The Allan Gray Group Retirement Annuity enables employers to make a retirement savings solution available to their staff based on individual membership of the Allan Gray Retirement Annuity Fund, with the benefits of group-based administration.

Consider this if you:

• Require a wide range of unit trusts at prices applicable to other Allan Gray products
• Would like to offer your employees a flexible retirement savings solution that they own in their name
• Would like your employees to only be able to access their investment when they retire after the age of 55